BUYER RESOURCES

 

HOME OWNERSHIP - WHAT TO EXPECT

STEP ONE - GETTING STARTED

1. Hire Kim Woodul / Buyer's Representation Agreement

2. Get pre-approved / Obtain pre-approval letter / Lender list

3. Establish exactly what you're looking for

STEP TWO - THE HOME SEARCH

 1. Find Your Home 

  • Search Process, Times available, Auto-search, Builders, and FSBO

 

2. Search Complete / Written offer with Approval letter 

  • Read your Contract 

  • Earnest Money - Check made out to the Title Company for (typically) 1% of the sales price. Funds deposited in an Escrow account at the Title Company.

  • Option Fee ($200-300) - Check made out directly to the seller. This pays for the Seller to take it off the market for 10 days, while Buyer completes inspections and negotiates repairs. The option period allows you to back out for ANY reason during the this allotted period.

STEP THREE - OPTION PERIOD (10 DAYS)

1. Inspections - Pest, Mechanical, Home, Sewer, and Structural (If possible, be present for the home inspection.)

 

2. Financing - Make certain all financing is in place. 

 

3. Insurance - Have the insurance company of your choice verify they will insure the property 

STEP FOUR - CONTRACT TO CLOSE

1. Final Approval from your Lender

 

2. Title Commitment

 

3. Appraisal

 

4. Survey (If Needed)

 

5. Funds to Close 

  • Lender will provide closing documentation regarding the amount

  • Certified Check or wire transfer

 

6. Final Walk Through (before closing)

 

7. Closing at the Title Company - Bring: Driver's License, Checkbook, and S.S. #

 

TEXAS ZONING CLASSIFICATIONS

 

ROCKWALL RESOURCES

UTILITIES GUIDE

 

CABLE / INTERNET / PHONE

AT&T U-Verse 877-946-5182 www.att.com

Direct TV 800-531-5000 www.suddenlink.com

ELECTRIC

Electric Power to Choose 877-784-6629 www.choosetexaspower.org

Reliant Energy 866-222-7100 www.reliant.com

TXU Energy 972-868-8335 www.txu.com

Oncor Electric Delivery Co. 888-313-6862 www.oncor.com

 

WATER / SEWER / TRASH / RECYCLE

City of Rockwall Water 972-771-7736 
http://www.rockwall.com/utilitybilling.asp

GAS

Atmos Energy 888-286-6700 www.atmosenergy.com

EMERGENCY CONTACTS

Rockwall Police Department 972-771-7724

Rockwall Fire Department 972-771-7770

Texas Health Presbyterian Rockwall 469-698-1000

Poison Control 800-222-1222

HOME SERVICES

Water/Fire/Smoke Restoration:  SERVPRO 469-998-6444

Others available upon request.

THINGS TO DO - ROCKWALL

 

Harbor:  https://www.harborrockwall.com

Rockwall Parks & Events:  https://playrockwall.com

Sailing with Scott:  https://sailwithscott.com

San Jacinto Plaza Live Music:  http://www.rockwall.com/mainstreet/events.asp

Rockwall Community Playhouse:  http://www.rockwallcommunityplayhouse.org

Rockwall Golf & Athletic Club:  https://www.rgactx.com

Buffalo Creek Golf Club:  https://www.buffalocreekgc.com

SCHOOLS - ROCKWALL

 

Find out what school is zoned for your home, and how it ranks:  

https://www.greatschools.org/texas/rockwall/schools/

 

Find your schools Texas Education Agency’s School Report Card:

https://rptsvr1.tea.texas.gov/perfreport/src/2019/campus.srch.html

 

Rockwall ISD

https://www.rockwallisd.com

 

Rockwall-Heath High School

https://www.rockwallisd.com/Domain/9

 

Rockwall High School

https://www.rockwallisd.com/Domain/8

KIM WOODUL
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